How to obtain free credit report Maryland

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Apply Online Now From confirm my money You must be logged in to post a comment. How I Got a Credit Card Late Fee Waived Know how to get that how to obtain free credit report Maryland late fee waived? I use a couple of different credit cards every month to pay my bills and handle basic spending (groceries, gas, etc.). I also have one random card that how to obtain free credit report Maryland I use to pay my traffic toll tag automatically. free credit score report About once every other month a new toll charge hits.

This card, unfortunately, cant be paid automatically.

At least I couldnt figure out how to pay it automatically.

As how to obtain free credit report Maryland an aside, I recommend that everyone sets up automatic payments on their credit cards. That way your entire balance is paid off each month without you having to remember. Its just a good system to have in place for all of your cards. Long story, short, I missed the payment deadline on this randomly used card, and didnt realize it until a couple of days later. Once I realized it, I immediately panicked and logged into my online account. My first thought was that I need to remove the automatic toll charge that hits my card every other month. A more routine, monthly bill would be better suited for keeping this card active. My next thought was to make a call and ask for forgiveness. I called up the bank and begged to have the credit card late fee waived, sighting my prior clean record.

The rep took my payment (from my other bank debit card), and waived the late fee! But I dont think that would have worked as effectively.

I think its key in these situations to take the passive approach. You are far more likely to get the result you need if you play it cool.

If you cant convince the rep in how to obtain free credit report Maryland a nice way, then I suggest asking to speak to their supervisor: someone who can waive the fee for you. free trial credit report

Keep working your way calmly up the chain of command until you get the outcome you desire. I guess the moral of the story is to always ask to have your credit card late fee waived.

Odds are, if its your first time, they will waive the fee. If its your second offense, you may have to work a bit harder. The other lesson learned is to setup automatic payments to your card so that its paid off in full each month. If your bank doesnt offer this service, then it may be time to switch banks or stop using that card.