Credit rating scores Salisbury

In a spinoff of that, at least one franchiser is offering financial assistance to disabled veterans who want to start a franchise. At Little Caesars Enterprises Inc., the initial $20,000 franchise fee for a store is waived for disabled veterans, and these franchisees get a 10% discount on equipment, plus about $18,000 to help open the credit rating scores Salisbury business. "Their first food order -- dough, sauce and cheese -- we give them for free," says credit rating scores Salisbury David Scrivano, president of the pizza franchiser. A few other franchisers offer internal financing to the general population. One is Dwyer Group, which franchises a half-dozen home-and-auto service concepts including Mr. The Waco, Texas, company will finance up to 70% of the typical initial $42,000 fee. The interest rate -- currently at 9% to 12% -- is based on the franchisee's credit score. free credit report no credit card Rates "may seem high," says Robert Tunmire, Dwyer's executive vice president, "but they're not putting their homes up as collateral or anything like that." Dwyer also gives a 10% discount to franchisees who pay cash.

Some would-be franchisees are foregoing loans and tapping their 401(k) retirement funds for financing. It works this way: The franchisee sets up a C corporation that will own and operate his or her business. He or she then rolls over money from a 401(k) into that corporation's profit-sharing plan. The individual then directs that those funds be invested into the franchised business. sample credit report While such maneuvers may be an attractive alternative to conventional financing, they "should be a carefully investigated decision," says Leonard Fischer, chief executive of BeneTrends Inc., North Wales, Pa., a small-business finance adviser specializing in tapping 401(k)s.

One potential downside: Should the franchise fail, the 401(credit rating scores Salisbury k) money can be wiped out. Also, financial experts suggest checking with a professional on possible tax credit rating scores Salisbury implications.

Equifax, Inc. (NYSE: EFX - News) is finding new avenues for growth in the international, personal and commercial solution businesses, while its U.S. consumer information solution business is also showing signs of improvement. The company's growing reliance on subscription income provides a steady revenue stream, and the TALX acquisition is accretive to its earnings. free credit report each year Based on the company's year-to-date performance, current market trends and management's expectations -- as well credit rating scores Salisbury as a weak U.S. economic environment -- Equifax expects consolidated annual revenue growth to be in the range of 9% to 12% for full-year 2008. Management expects adjusted EPS in the range of $2.48 to $2.58.